Where To Get Your Credit Report
Have you seen your credit report recently? If you haven't, you certainly should because you can bet that there are other people looking at it. If you haven't ever seen your credit report you might be wondering where to get it?
There are three credit-reporting bureaus–Experian®, TransUnion® and Equifax®. All three pull your from approximately the same sources–banks, credit card providers, personal loan companies, auto dealers–anyone who has provided you with credit or has refused to give you credit.
A free annual reportBy Federal law, the three credit bureaus must provide you with a free copy of your credit report once a year. You can get your report by contacting each of the credit bureaus individually but there is a simpler solution. The three services have banned together to create a single way for you to get all three of your credit reports at the website www.annualcreditreport.com.
NOTE: This is the only website where you can get all three of your credit reports free.
There is a catch
Experian, Equifax and TransUnion own Freecreditreport.com. It gives you the option of picking from “Get my two-day free credit report,” and “Instant $1 credit report and score.” This second option comes with a catch in that it requires you sign up for a seven-day trial membership in a credit monitoring service. You'll need to remember to cancel your trial membership before the end of the seven days or you’ll have to pay for the credit monitoring.
Get all three for $12.95
If you feel you need to see your credit reports more than once a year and want to stay updated on your credit score, you can get all three reports along with your credit score and credit monitoring (with alerts) for $12.95. The site is www.creditscore.com and is a membership site.
If you have debts such as an unsecured loan, this will show on your credit report as will your credit card debts. National Debt Relief can settle your unsecured debt and probably save you thousands of dollars. It has helped more than 100,000 people get out of debt. Go to the National Debt Relief site today for immediate help.